A lender that explains itself
Paisa Kredit exists to make borrowing clear and fair. We show you the full cost upfront, follow the RBI's rules and treat repayment problems as a conversation, not a threat.
Why we do this
Write two or three sentences about why your company was started, who it serves and where it operates.
We believe a loan should come with no surprises. That means plain language, upfront numbers and a team that picks up the phone when something goes wrong.
Year
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Head office
Four principles we lend by
Clarity first
The Key Fact Statement, APR and every charge are shown before you accept.
Lend within means
We check affordability and may offer a smaller amount rather than an EMI that strains you.
Respect always
Reminders and recovery are polite, timely and within RBI rules.
Protect your data
We collect only what the loan needs, with your consent, and keep it secure.
How we decide
- Affordability check. We look at income, existing EMIs and credit history before offering an amount.
- No pressure selling. We do not push larger amounts or bundled products.
- Honest decline reasons. If we say no, we tell you the main reason so you know how to improve.
- Clear escalation. Every customer can reach a named grievance officer and the RBI.
Compliance at a glance
- Legal entity
- legal name
- RBI registration (CoR)
- number
- CIN
- CIN
- Registered office
- address
- Compliance officer
- name
- Grievance officer
- name
The people accountable to you
Add your directors and senior management here with their photos.
Name
Designation
Name
Designation
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Designation
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Designation
Talk to a real person
Have a question about a loan, a charge or your rights? Our team is happy to explain, with no obligation.