Website terms

Terms of use

The rules for using the Paisa Kredit website. Your loan itself is governed by your loan agreement and Key Fact Statement.

Owner note: This is a template for a lending website. Have your legal counsel review and adapt it before publishing.

Effective date: date

Using this website

By using this website you agree to these terms. If you do not agree, please do not use it. You must be at least 18 years old to use this website, and at least 21 to apply for a loan.

Information only

The content on this website, including rates, fees, amounts and tenures, is indicative and for general information. It is not an offer or a commitment to lend. All loans are subject to credit appraisal and approval. Your Key Fact Statement and loan agreement are the binding documents and override anything on this website.

Calculators

The EMI, APR, eligibility and prepayment calculators give estimates based on the figures you enter and the assumptions shown. Actual figures may differ because of rounding, fees, dates and our policy. Using a calculator does not create any obligation on either side.

Applications

Details you give us must be true and complete. Giving false information can lead to rejection and may have legal consequences. Submitting an enquiry does not mean your loan is approved. We may ask for more documents at any time.

Intellectual property

The name Paisa Kredit, logo, text, design and software on this website belong to us or our licensors. You may view and print pages for personal use, but must not copy, modify or distribute them for commercial purposes without our written permission.

Acceptable use

  • Do not use the website for any unlawful purpose or to impersonate another person.
  • Do not try to gain unauthorised access, introduce malware or disrupt the website.
  • Do not use automated tools to copy data from the website.

This website links to other websites such as the RBI's. We are not responsible for their content or practices.

Liability

We try to keep this website accurate and available, but we do not guarantee that it will be error-free or uninterrupted. To the extent allowed by law, we are not liable for losses arising from your use of the website or reliance on its content. Nothing here limits any right you have under law or RBI directions.

Governing law

These terms are governed by the laws of India. The courts at city have jurisdiction, subject to any rights you have under law, including approaching the RBI Integrated Ombudsman.

Changes

We may change these terms from time to time. The updated version applies once posted on this page with its effective date.